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Interest Rate : 11.75%
Processing Fee: 1%

InCred stands out as a prominent digital lending Non-Banking Financial Company (NBFC) in India, renowned for its diverse array of loans, including specialized offerings like education loans for students aspiring to pursue studies overseas. A notable advantage of opting for an InCred education loan for studying abroad lies in its comprehensive coverage, encompassing various expenses associated with overseas education.

Documents Required:


1) PAN Card

2) Aadhar Card

For Address Proof

1) Valid Electricity/ Water/ Gas bill/ Postpaid bill

2) Voter’s ID card

3) Passport

4) House Rent/ Lease agreement

For Academic record:

1) 10th Marksheet

2) 12th Marksheet

3) Admit card proof

4) Entrance Exam result ( GRE/ TOEFL/ IELTS/ GMAT – if applicable)

5) Under Graduate result ( if applicable provide semester wise)

For Co-applicant – Salaried:

1) Salary Slips (Last 3 months)

2) Bank Account Statement (Last 6 months)

3) IT Returns/ Form 16 for last 2- 3 years

For Co-applicant – Self Employed/ Business owner/ Farmer 

1) GST or ITR  (Last 2 -3 years)

2) Bank account statement (Last 6 months)

3) Business Address Proof (if required)

Education Loan from InCred Offers:

  • 100% Loan finance for aborad studies
  • Collateral free loan upto 60* Lacs
  • Tenure upto 15 years
  • Competitive Interest Rate
  • Instant Approval
  • No Margin
  • Prepayment without any penalty
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